|Cash and cash equivalents disclosed in the statement of financial position and in the statement of cash flows||31 December 2014||31 December 2013|
|Cash in hand and at bank||323,675||566,764|
|Total cash and cash equivalents disclosed in the statement of financial position and in the statement of cash flows||324,007||569,157|
Notes to the consolidated cash flow statement
The consolidated cash flow statement includes Prevention Funds as cash not available for use. Pursuant to Polish laws and the internal regulations adopted by the PZU Group entities on their basis, such funds may be used for strictly specified purposes relating to prevention activities only and provided that full control is exercised over such funds in prevention activities.