Loans and receivables | 31 December 2014 | 31 December 2013 |
Short-term |
9,286,581 |
10,351,969 |
Long-term |
5,407,900 |
4,049,569 |
Loans and receivables, total |
14,694,481 |
14,401,538 |
Loans and receivables as at 31 December 2014 | Carrying value by redemption date |
up to 1 year | over 1 year and up to 2 years | over 2 years and up to 3 years | over 3 years and up to 4 years | over 4 years and up to 5 years | over 5 years | Total |
Debt instruments |
31,938 |
704,738 |
722,721 |
214,196 |
61,336 |
1,255,626 |
2,990,555 |
Government securities |
28,056 |
2,788 |
1,246 |
- |
3,056 |
- |
35,146 |
Fixed rate |
28,056 |
2,788 |
1,246 |
- |
3,056 |
- |
35,146 |
Other |
3,882 |
701,950 |
721,475 |
214,196 |
58,280 |
1,255,626 |
2,955,409 |
Listed on a regulated market |
3,882 |
- |
- |
- |
- |
- |
3,882 |
Fixed rate |
3,882 |
- |
- |
- |
- |
- |
3,882 |
Not listed on a regulated market |
- |
701,95 |
721,475 |
214,196 |
58,280 |
1,255,626 |
2,951,527 |
Floating rate |
- |
701,95 |
721,475 |
214,196 |
58,280 |
1,255,626 |
2,951,527 |
Other, including: |
9,254,643 |
220,963 |
620,571 |
456,343 |
775,407 |
375,999 |
11,703,926 |
- buy sell-back transactions |
3,250,173 |
- |
- |
- |
- |
- |
3,250,173 |
- term deposits with credit institutions |
5,958,563 |
124,525 |
- |
- |
20,433 |
40,260 |
6,143,781 1) |
- loans |
45,907 |
96,438 |
620,571 |
456,343 |
754,974 |
335,739 |
2,309,972 2) |
Total |
9,286,581 |
925,701 |
1,343,292 |
670,539 |
836,743 |
1,631,625 |
14,694,481 |
1) For more than 89% of term deposits with credit institutions the maturity date falls before the end of March 2015.
2) Over 96% of loans and receivables are loans with collaterals such as pledges on shares, liability portfolios as well as bank accounts, other loans or other forms of collateral.
As at 31 December 2014 the fair value of debt securities that was classified to Level II amounted PLN 3,091,685 thousand, while the fair value of loans amounted PLN 2,398,454 thousand. The fair value of buy sell-back transactions and term deposits at credit institutions that was classified to Level III did not significantly differ from their carrying amounts due to their short-term nature.
Loans and receivables as at 31 December 2013 | Carrying value by redemption date |
up to 1 year | over 1 year and up to 2 years | over 2 years and up to 3 years | over 3 years and up to 4 years | over 4 years and up to 5 years | over 5 years | Total |
Debt instruments |
56,997 |
29,898 |
291,704 |
700,816 |
100,224 |
909,253 |
2,088,892 |
Government securities |
2,142 |
28,079 |
- |
- |
- |
- |
30,221 |
Fixed rate |
2,142 |
28,079 |
- |
- |
- |
- |
30,221 |
Other |
54,855 |
1,819 |
291,704 |
700,816 |
100,224 |
909,253 |
2,058,671 |
Listed on a regulated market |
8,916 |
1,819 |
- |
- |
- |
- |
10,735 |
Fixed rate |
8,916 |
1,819 |
- |
- |
- |
- |
10,735 |
Not listed on a regulated market |
45,939 |
- |
291,704 |
700,816 |
100,224 |
909,253 |
2,047,936 |
Floating rate |
45,939 |
- |
291,704 |
700,816 |
100,224 |
909,253 |
2,047,936 |
Other, including: |
10,294,972 |
220,941 |
328,920 |
583,350 |
356,072 |
528,391 |
12,312,646 |
- buy sell-back transactions |
3,203,344 |
- |
- |
- |
- |
- |
3,203,344 |
- term deposits with credit institutions |
7,091,470 |
175,671 |
119,866 |
- |
- |
- |
7,387,007 |
- deposits with ceding undertakings |
87 |
- |
- |
- |
- |
- |
87 |
- loans |
71 |
45,270 |
209,054 |
583,350 |
356,072 |
528,391 |
1,722,208 1) |
Total |
10,351,969 |
250,839 |
620,624 |
1,284,166 |
456,296 |
1,437,644 |
14,401,538 |
1) Over 99% loans and receivables are loans with collaterals such as pledges on shares, liability portfolios, as well as bank accounts, other loans or other forms of collateral.
As at 31 December 2013, the fair value of loans and receivables portfolio that was classified to Level III did not differ substantially from their carrying amounts.
Loans and receivables as at 31 December 2014 | PLN | EUR | HUF | UAH | Other | Total |
Debt instruments |
2,951,527 |
- |
- |
13,112 |
25,916 |
2,990,555 |
Government securities |
- |
- |
- |
9,230 |
25,916 |
35,146 |
Fixed rate |
- |
- |
- |
9,230 |
25,916 |
35,146 |
Other |
2,951,527 |
- |
- |
3,882 |
- |
2,955,409 |
Listed on a regulated market |
- |
- |
- |
3,882 |
- |
3,882 |
Fixed rate |
- |
- |
- |
3,882 |
- |
3,882 |
Not listed on a regulated market |
2,951,527 |
- |
- |
- |
- |
2,951,527 |
Floating rate |
2,951,527 |
- |
- |
- |
- |
2,951,527 |
Other, including: |
10,057,726 |
1,137,511 |
380,702 |
72,068 |
55,919 |
11,703,926 |
- buy sell-back transactions |
3,250,173 |
- |
- |
- |
- |
3,250,173 |
- term deposits with credit institutions |
4,642,200 |
1,005,698 |
380,702 |
59,262 |
55,919 |
6,143,781 |
- loans |
2,165,353 |
131,813 |
- |
12,806 |
- |
2,309,972 |
Loans and receivables, total |
13,009,253 |
1,137,511 |
380,702 |
85,180 |
81,835 |
14,694,481 |
Loans and receivables as at 31 December 2013 | PLN | USD | EUR | LTL | UAH | Total |
Debt instruments |
2,047,936 |
15,665 |
- |
- |
25,291 |
2,088,892 |
Government securities |
- |
15,665 |
- |
- |
14,556 |
30,221 |
Fixed rate |
- |
15,665 |
- |
- |
14,556 |
30,221 |
Other |
2,047,936 |
- |
- |
- |
10,735 |
2,058,671 |
Listed on a regulated market |
- |
- |
- |
- |
10,735 |
10,735 |
Fixed rate |
- |
- |
- |
- |
10,735 |
10,735 |
Not listed on a regulated market |
2,047,936 |
- |
- |
- |
- |
2,047,936 |
Floating rate |
2,047,936 |
- |
- |
- |
- |
2,047,936 |
Other, including: |
12,121,423 |
49,892 |
17,596 |
13,874 |
109,861 |
12,312,646 |
- buy sell-back transactions |
3,203,344 |
- |
- |
- |
- |
3,203,344 |
- term deposits with credit institutions |
7,205,697 |
49,805 |
17,596 |
13,874 |
100,035 |
7,387,007 |
- deposits with ceding undertakings |
- |
87 |
- |
- |
- |
87 |
- loans |
1,712,382 |
- |
- |
- |
9,826 |
1,722,208 |
Loans and receivables, total |
14,169,359 |
65,557 |
17,596 |
13,874 |
135,152 |
14,401,538 |